Using the Internet is a quick, efficient way to receive several quotes regarding home insurance or contents insurance—or even both at once. It’s also a wonderful way for you to compare home insurance policies side-by-side to see which suits your needs best.
Start by requesting an online quote from a company that you or a friend have used and recommended. Often this might be a smaller, local company, but one with an office in your neighbourhood. Be sure to write down the cover you’re requesting so you can match that on later requests with other companies. All your cover requests should be the same so you can compare the prices side-by-side.
Now request quotes from two or three larger, national companies. Again, go back to the list you made of coverage requests and make sure it all matches. Once you have the quotes, do an internet search with the name of the company and “claims” or “service” in the search terms. Read reviews of the company’s service that you find available, but keep in mind that people are much more likely to post a review when they’re unhappy than when their service has been fine. When was the last time you posted something to say that your service was good or so-so?
Now do one more search, this time for the name of your town and “home insurance” or “house insurance”. See if you identify any companies via this search that you weren’t aware of. If you do, request a home insurance quote from these companies and also check out their reviews from customers.
Now you should have enough information to make an informed decision about a company that provides the kind of insurance you want and also serves the area in which you live.